Get a KSKJ Life Contract
Licensed life agents can get a KSKJ Life contract through FEXCareers. KSKJ Life is a Fraternal Benefit Society founded in 1894. Whole Life up to $200K with no medical exam. Commission levels go up to 100% first-year through our agency, and you keep your own book of business.
Request your KSKJ Life contract
Two-minute request. KSKJ Life is checked for you.
Start my KSKJ Life request →About KSKJ Life
Fraternal Benefit Society founded in 1894. Whole Life up to $200K with no medical exam. Policies are issued by KSKJ Life, an Illinois fraternal benefit society located at 2439 Glenwood Ave., Joliet, IL 60435.
What your clients get
- Whole Life up to $200K with no medical exam. Clients answer health questions on the application, and approval depends on underwriting.
- Plans for babies through seniors.
- Some whole life plans are participating and may earn dividends. Dividends are not guaranteed.
- Plan availability varies by state.
KSKJ Life commission level
| Carrier | Product | Top level |
|---|---|---|
| KSKJ Life | Whole life | Up to 100% |
Levels are first-year, as a percentage of annual premium. Top levels depend on meeting production requirements. Actual levels vary by product, issue age and contract level, are subject to carrier approval, and are not a guarantee of earnings.
How to get contracted with KSKJ Life
- Fill out the two-minute contracting request. KSKJ Life is checked for you.
- We review your license and email your contracting steps.
- Complete the paperwork and e-sign.
- Start writing after KSKJ Life approves your appointment.
Questions about a KSKJ Life contract
What is KSKJ Life?
KSKJ Life is a fraternal benefit society founded in 1894. Policies are issued by KSKJ Life, an Illinois fraternal benefit society located at 2439 Glenwood Ave., Joliet, IL 60435.
How do I get contracted with KSKJ Life?
Fill out the two-minute contracting request on FEXCareers and check KSKJ Life. We review your license and email your contracting steps. You are appointed after KSKJ Life approves your contract.
What commission does a KSKJ Life contract pay?
Levels go up to 100% first-year, as a percentage of annual premium, through our agency. Levels depend on meeting production requirements, vary by product and issue age, and are subject to carrier approval.
What does KSKJ Life offer my clients?
Whole Life up to $200K with no medical exam. Clients answer health questions on the application, and approval depends on underwriting. Plans are available from babies through seniors, and plan availability varies by state.
Do I have to move my other contracts?
No. A KSKJ Life contract can be your only contract with us, and you do not have to move your other contracts.
Who owns the book of business?
You do, subject to the carrier’s agreement.
What do I need to get a KSKJ Life contract?
An active resident life insurance license, E&O and AML training where the carrier requires them, and a clean debit check.